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FHA Loans in California
Home buyers who are looking for an affordable alternative to conventional mortgage financing may discover FHA loans to be the best option for their needs and budget. With a small down payment requirement, reasonable rates and lenient credit requirements, FHA loans are a popular choice among first time home buyers, buyers with less-than-perfect credit histories, and repeat buyers on a budget. FHA loans may not be the best choice for everyone, but at LoanStream, we believe our FHA loan program could be well-suited to a variety of borrowers. Connect with us today to learn more about this program.
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Why Consider an FHA Loan?
- Low minimum down payment (3.5%)
- Competitive interest rates
- Credit guidelines may be more lenient than conventional home financing
- Seller-paid closing costs may be permitted
- Down payment funds may be in the form of a gift
Contact us today to see if a FHA loan might be the right fit for your next home purchase in San Diego County of anywhere else in the State of California. We also offer FHA streamline and FHA cash-out refinancing to qualifying individuals.